Adyen is a Dutch payment company with the status of an acquiring bank that allows businesses to accept e-commerce, mobile, and point-of-sale payments. It is listed on the stock exchange Euronext Amsterdam.Adyen offers merchants online services for merchants to accept electronic payments using payment methods including credit cards, debit cards, wire transfers, and real-time bank transfers based on online banking. It connects merchants to different payment methods, including international credit cards, local cash-based methods, and mobile payment methods. The technology platform acts as a payment gateway and a payment service provider.The competitive USP of Adyen is that it operates a single, global payment platform consisting of a plug-and-play package for payments: the gateway for merchants to initiate payments for a wide range of payment methods, risk management to prevent fraudulent transactions, payment processing to communicate the transaction between the merchant and the customer banks, the bearing of transaction risks and the authorization of the payment to merchants, and finally the payment settlement.

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